The best payment analytics software of 2026

ChartMogul is the best choice for most SaaS companies: it is free until you pass $10K in monthly recurring revenue and reads data from more billing systems than anything else here. If you want subscription metrics that cost nothing at any size, use Paddle's ProfitWell Metrics. Putler suits sellers who take one-time and recurring payments through PayPal, Stripe and an online store, and Metorik is the pick for WooCommerce and Shopify shops.

Compared at a glance

ProductBest forFree planStarts at
ChartMogulSaaS metrics across many billing systemsYes, up to $10K MRR and 1 billing source$57 a month yearly, $69 monthly
BaremetricsStripe-first SaaS that wants failed-payment recoveryNot listed on the pricing page; free trial offeredFrom $75 a month (Launch)
ProfitWell MetricsFree subscription metrics and benchmarksYes, the whole product is freeFree
PutlerMixed one-time and recurring sales across gatewaysNo, 14-day trial$20 a month
MetorikWooCommerce and Shopify reports and customer emailsNo, 30-day trial$25 a month
Stripe Billing analyticsSubscriptions already billed on StripeNo separate planPart of Stripe Billing, 0.7% of billing volume

ChartMogul: best for SaaS companies with one or more billing systems

ChartMogul pulls subscription data from your billing system and turns it into MRR, ARR, churn, expansion and customer counts that you can filter and segment. Its list of billing sources is the longest in this guide: Stripe, Chargebee, Recurly, Paddle, Zuora, Braintree, PayPal, GoCardless, App Store Connect, Google Play, Shopify Partners, WooCommerce, Xero and QuickBooks, plus a CSV upload, Google Sheets and an API for anything else.

The Free plan covers businesses up to $10K MRR with one billing source, unlimited team members and five team dashboards. Starter, for small teams that have grown past that, starts at $57 a month billed yearly or $69 monthly at the lowest revenue tier, and adds CRM sync and Slack updates for up to three team members. Pro starts at $99 a month yearly or $119 monthly and lets you combine several billing systems in one view, sync both ways with your CRM and push data to a warehouse such as Snowflake or BigQuery. Both rise with revenue, to $707 and $1,199 a month billed yearly at the top tier. Enterprise starts at $19,900 a year. Paid plans have a 14-day trial with no card (prices checked November 4, 2026).

Choose it if you are a SaaS company that wants accurate subscription numbers now and room to add a second billing system or a data warehouse later.

Skip it if most of your revenue comes from one-time orders, because ChartMogul measures subscriptions.

Good
  • Free until $10K MRR, with unlimited team members
  • Reads from more than 25 billing systems, app stores and accounting tools
  • Pro combines several billing systems in one set of numbers
  • 14-day trial with no card

Free up to $10K MRR. Starter from $57 a month billed yearly or $69 monthly. Pro from $99 yearly or $119 monthly. Both rise with ARR. Enterprise from $19,900 a year. 14-day trial. Checked November 4, 2026.

Baremetrics: best for Stripe-first SaaS that also wants to recover failed payments

Baremetrics carries a Stripe Verified Partner badge and also connects to Braintree, Chargebee, Recurly, the App Store, Google Play and Shopify Partners. Paddle and Rebill connections are in beta, and PayPal is listed as coming soon. Every plan tracks more than 28 subscription metrics, shows what trial users do before they convert and sends automated email reports.

The pricing page lists three plans. Launch starts at $75 a month for businesses up to $360K ARR with one integration. Growth starts at $255 a month up to $3.6M ARR and adds custom dashboards, unlimited segments, benchmarks, goal tracking, Slack and Intercom, and revenue scenarios. Scale starts at $1,152 a month with forecasting, budgets and an API. Baremetrics says yearly billing takes up to 35% off, and its own FAQ quotes lower starting prices of $49, $189 and $749. Its integrations page also says Baremetrics is free until you reach $180K ARR, which the pricing page does not repeat, so ask which applies before you budget (checked November 4, 2026).

The add-ons set it apart. Payment Recovery costs $129 a month and sends reminders, card update forms and in-app paywalls when a card fails. Baremetrics promises that if it recovers less than your subscription costs, the next month is free. Cancellation Insights, also $129 a month, asks customers why they leave.

Choose it if failed cards are costing you money and you want analytics and recovery from one vendor.

Skip it if you need the cheapest way to see MRR, because ProfitWell Metrics does that for free.

Good
  • Payment Recovery add-on with a money-back style guarantee
  • Trial Insights shows what trial users do before they pay
  • Connects to Stripe, Braintree, Chargebee, Recurly and both app stores

Launch from $75 a month, Growth from $255, Scale from $1,152 on the plan cards; the FAQ quotes $49, $189 and $749. Up to 35% off yearly. Add-ons $129 a month each. Free trial offered. Checked November 4, 2026.

ProfitWell Metrics: best for free subscription metrics at any size

ProfitWell is now part of Paddle, and its metrics product is still free. ProfitWell Metrics connects to Stripe, Chargebee, Braintree, Zuora, Recurly and Paddle itself, imports your history and shows MRR, churn, upgrades and downgrades, customer lifetime value, active customers and revenue per customer.

Two features stand out for a free tool. You can compare your numbers with benchmarks that Paddle says come from 30,000 subscription and SaaS companies, and you can segment customers by cohort and pricing plan to see which plans keep people longest. It also enriches customer records with Clearbit and FullContact data and sends alerts when a metric moves.

Paddle does not publish usage limits for Metrics, and it sells churn reduction separately as Retain, a dunning product with no public price (checked November 4, 2026).

Choose it if you bill subscriptions through one of the supported systems and want standard metrics without adding a monthly bill.

Skip it if you sell through PayPal or a store platform, which are not in its integration list, or if you need forecasting and scenario planning.

Good
  • Free, with no revenue cap published
  • Benchmarks against a large pool of subscription companies
  • Works whether or not you bill through Paddle

Free. Retain, the churn recovery product, is priced on request. Checked November 4, 2026.

Putler: best for combining PayPal, Stripe and store sales

Putler reports on one-time and recurring sales alike. It connects PayPal, Stripe, Braintree and 2Checkout, plus WooCommerce, Shopify, BigCommerce, eBay and Etsy, then merges duplicate customers and converts every currency so you get one sales figure.

That makes it a good fit for course sellers, plugin shops and info-product businesses that take one-time payments through PayPal, renewals through Stripe and orders through a store. The reports cover sales, customers, products and subscriptions, with a sales heatmap, top products and an 80/20 view of which customers bring in most of your revenue. You can issue refunds and manage subscriptions from inside Putler, set revenue goals and get a weekly email report.

Pricing follows your revenue over each 30-day period, and every plan has the same features with unlimited orders. It starts at $20 a month for up to $10K in monthly revenue, $50 up to $30K, $100 up to $50K and $150 up to $100K, rising to $2,250 a month for $3M to $5M. The 14-day trial needs no card and shows reports from your last 90 days. Non-profits and schools can ask for 50% off (prices checked November 4, 2026).

Choose it if you sell through more than one payment gateway or store and want one set of numbers.

Skip it if you run a SaaS business that needs detailed MRR movement and cohort reports, where ChartMogul goes deeper.

Good
  • Merges PayPal, Stripe, store and marketplace sales into one view
  • Every feature on every plan, with unlimited orders
  • Refunds and subscription changes from the same screen

From $20 a month for up to $10K monthly revenue, rising by revenue tier to $2,250 a month for $3M to $5M. 14-day trial, no card. Checked November 4, 2026.

Metorik: best for WooCommerce and Shopify stores

Metorik is built for online stores rather than SaaS. It connects to WooCommerce and Shopify and gives you sales reports, custom dashboards, forecasts, cost and profit tracking, cohort reports and customer segments. If you use WooCommerce Subscriptions, you also get subscription reports.

It also sends email. You can set up abandoned cart emails and automations from the segments you build, and each plan includes an email allowance. One subscription covers several stores, which helps agencies and brands with more than one shop.

Pricing depends on your average orders per month over the last three months. The Starter plan costs $25 a month for up to 100 orders and one store, with 10,000 emails. The next tiers cost $75 for up to 500 orders and five stores, and $150 for up to 2,000 orders and ten stores. Every plan includes every feature, and the trial lasts 30 days with no card (prices checked November 4, 2026).

Choose it if you run a WooCommerce or Shopify store and want reports and follow-up emails from the same segments.

Skip it if you take payments outside a store, through PayPal buttons or Stripe links, because Metorik reads store orders only.

Good
  • Reports, segments and abandoned cart emails in one tool
  • Covers WooCommerce Subscriptions reporting
  • 30-day trial with no card
  • One plan can cover several stores

$25 a month up to 100 orders, $75 up to 500, $150 up to 2,000, then higher tiers. 30-day trial, no card. Checked November 4, 2026.

Stripe Billing analytics: best if you already bill subscriptions on Stripe

Before you pay for a separate tool, check the Billing overview in your Stripe Dashboard. If you bill subscriptions with Stripe Billing, Stripe already reports MRR and MRR growth, active and new subscribers, average revenue per user, lifetime value, new trials and trial conversion, churn rate, churned revenue and retention by cohort. You can compare your figures with similar businesses on Stripe and export each metric or prebuilt MRR reports as CSV files.

You also choose how Stripe counts MRR, for example whether discounts come off and whether a subscriber counts as active from the start of the subscription or from the first payment.

There are limits. The reports only cover Stripe Billing subscriptions, so PayPal sales or another billing system stay outside. Filtering and grouping by product or price is not available if you bill in more than one currency. For custom questions, Stripe Sigma adds SQL queries and an AI assistant, at a separate price.

Stripe Billing costs 0.7% of billing volume on pay-as-you-go, or from $620 a month on a one-year contract for up to $100,000 in monthly billing volume. That fee also covers Smart Retries for failed payments and reminder emails. Stripe does not list a separate price for the analytics (checked November 4, 2026).

Choose it if all of your recurring revenue runs through Stripe Billing.

Skip it if you bill through several systems or want to see one-time sales next to subscriptions.

Good
  • Already in your Stripe Dashboard if you use Stripe Billing
  • Configurable MRR and active-subscriber rules
  • Smart Retries and reminder emails come with Billing

Part of Stripe Billing: 0.7% of billing volume pay-as-you-go, or from $620 a month on a one-year contract. No separate analytics price listed. Checked November 4, 2026.

What to look for

Start with where your money comes in. The right tool depends more on your billing setup than on the reports themselves.

Match the tool to your billing system

Every tool here reads data from somewhere else, so check the integration list first. ChartMogul connects to the most billing systems, including PayPal, the App Store and Google Play. ProfitWell Metrics and Baremetrics cover the main subscription billers such as Stripe, Chargebee, Braintree and Recurly. Putler is the one to look at if PayPal or a store platform carries a large share of your sales, and Metorik only reads WooCommerce and Shopify. If everything already runs through Stripe Billing, try the reports in your Stripe Dashboard before you add anything.

Decide whether you need subscription or sales metrics

Subscription businesses need MRR broken into new, expansion, contraction and churned revenue, plus cohort retention and trial conversion. Stores and info-product sellers care more about orders, refunds, repeat buyers and top products. ChartMogul, Baremetrics and ProfitWell Metrics answer the first set of questions. Putler and Metorik answer the second.

Check how the price grows

Most tools charge by your revenue or order count, so your bill rises as you grow. ChartMogul and Baremetrics price by ARR tier, Putler by revenue each 30 days and Metorik by average monthly orders. Work out what you would pay at twice your current revenue before you commit. ProfitWell Metrics stays free at any size.

Look at failed payments

A tool that only reports failed payments leaves you to win that money back somewhere else. Baremetrics sells Payment Recovery as a $129 add-on, Paddle sells Retain separately, and Stripe Billing includes Smart Retries. If you need a billing system that retries cards across several gateways, see our subscription management software guide.

Test with your own history

All of these tools import past data, so use the trial to compare their MRR and churn figures with what your billing system shows. Differences usually come from how each tool treats discounts, trials, refunds and annual plans. Pick the one whose rules match how you think about revenue, and stick with it so your trends stay comparable.

How we chose

We started from the six tools on the old version of this page and kept the ones that are still sold and still a good choice today. PaySketch, a downloadable app that only reports on PayPal, and Control, whose site no longer loads, are gone. We added Paddle's free ProfitWell Metrics, Metorik for store owners and Stripe's own reports. Pabbly Subscriptions moved to our payment tracking software guide, because it bills customers rather than analyzing data from other systems.

For each tool we checked prices, plans, trials and supported billing systems on the vendor's own site on November 4, 2026.

Questions people ask

What is payment analytics software?

It connects to the systems that take your payments, such as Stripe, PayPal or Shopify, and turns the raw transactions into reports. Subscription businesses use it to track MRR, churn, upgrades and lifetime value. Stores use it to see orders, refunds, top products and repeat buyers without exporting spreadsheets.

Is there free payment analytics software?

Yes. ProfitWell Metrics from Paddle is free with no published revenue cap, and ChartMogul is free until you reach $10K MRR with one billing source. If you bill on Stripe Billing, the Billing overview in your Stripe Dashboard already shows MRR, churn and retention cohorts.

Do I need a separate tool if I already use Stripe?

Not always. Stripe Billing users get MRR, churn, trial conversion and cohort retention in the Dashboard. A separate tool earns its cost when you bill through more than one system, sell through PayPal or a store as well, or want features Stripe does not report, such as Baremetrics' trial insights or Putler's combined sales view.

Which payment analytics tools work with PayPal?

Putler connects to PayPal directly and combines it with Stripe, Braintree, 2Checkout and store platforms. ChartMogul also lists PayPal as a billing source. Baremetrics shows PayPal as coming soon, and ProfitWell Metrics does not list it.

How is MRR calculated?

MRR is the monthly value of all your active subscriptions. Stripe's definition, for example, adds up active and past-due subscriptions, divides yearly plans by 12, and leaves out taxes, free plans and usage-based charges. So 100 customers on a $100 monthly plan plus 50 on a $600 yearly plan gives $12,500 MRR. Tools differ on discounts, trials and refunds, which is why their figures rarely match exactly.

Can payment analytics software recover failed payments?

Some can, usually for an extra fee. Baremetrics sells Payment Recovery for $129 a month, and Paddle offers Retain as a separate product. Stripe Billing includes Smart Retries and reminder emails. Putler, Metorik and ChartMogul report on failed and refunded payments but do not chase customers for you.

About the editorial team

How we research and review

Sources we checked 12
  1. chartmogul.com/pricing for ChartMogul plans, monthly and yearly USD prices by tier, free plan limits, 14-day trial, Enterprise price checked November 4, 2026
  2. chartmogul.com/integrations for ChartMogul billing sources including PayPal, App Store, Google Play, WooCommerce, Xero and QuickBooks checked November 4, 2026
  3. baremetrics.com/pricing for Baremetrics plan cards, FAQ starting prices, ARR tiers, annual discount, add-on prices and Recovery guarantee, free trial checked November 4, 2026
  4. baremetrics.com/integrations for Baremetrics billing integrations, beta and coming-soon sources, free-until-$180K-ARR statement checked November 4, 2026
  5. paddle.com/profitwell-metrics for ProfitWell Metrics free status, integrations, metrics, benchmarks, enrichment, Retain checked November 4, 2026
  6. putler.com/pricing for Putler revenue tiers and prices, 14-day trial, features, gateways and store sources, non-profit discount checked November 4, 2026
  7. metorik.com/pricing for Metorik order tiers, prices, store and email limits (pricing data in page), 30-day trial, features, platforms checked November 4, 2026
  8. docs.stripe.com/billing/subscriptions/analytics for Stripe Billing analytics metrics, configuration, exports, MRR definition and example, multi-currency limit checked November 4, 2026
  9. stripe.com/billing/pricing for Stripe Billing USD pricing, 0.7% pay-as-you-go, contract tiers, Smart Retries and reminders included checked November 4, 2026
  10. stripe.com/sigma for Stripe Sigma features (SQL, AI assistant) checked November 4, 2026
  11. paysketch.com for PaySketch status: PayPal desktop reporting app, page assets dated 2014 checked November 4, 2026
  12. getcontrol.co for Control status: site did not respond checked November 4, 2026